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Category: Mortgage Tips & Advice (15 posts)

  • December 24, 2018 @ 11:52 AM
  • Posted by Simon Lyn

How to Improve Your Chances of Being Approved for a Mortgage

For most first time home buyers, obtaining a mortgage is a crucial part of the purchasing process. However, being approved for a mortgage is often easier said than done. It can be disheartening to f

  • November 28, 2018 @ 2:22 PM
  • Posted by Simon Lyn

The Pros And Cons Of Reverse Mortgages - A Quick Guide

No matter how carefully you plan, life can put a dent in your retirement funds. A life-altering accident or illness can turn your life upside down. Dipping into your retirement to meet uncovered expen

  • September 26, 2018 @ 6:01 PM
  • Posted by Simon Lyn

Should You Get a Shorter-Term Mortgage, Make Extra Payments, or Something Else?

When getting a home mortgage, if you can afford higher payments, often the option of a 15-year loan instead of one of 30 years is an option. It can be an enticing idea to know that you'll be free of a

  • July 11, 2018 @ 10:46 AM
  • Posted by Simon Lyn

Real Estate: How to Refinance a Mortgage with a Bad Credit Score

There are many excellent reasons a homeowner may look into refinancing their mortgage. To refinance means to replace your current mortgage with a new one, almost always with a lower interest rate. For

  • April 11, 2018 @ 2:32 PM
  • Posted by Simon Lyn

Planning to Refinance Your Mortgage? Ask These 4 Questions First

Deciding to refinance is a crucial financial move that can help you make significant savings. When you plan properly, do your research, and take time to evaluate where you stand financially, you'll be

  • February 14, 2018 @ 1:23 PM
  • Posted by Simon Lyn

Four Strategies That Can Help You Get Approved for a Mortgage

So, you've decided to take the big step and look into getting what will likely be the biggest loan of your entire life: a mortgage. Applying for a mortgage can be a bit of a nerve-wracking process, es

  • January 24, 2018 @ 3:43 PM
  • Posted by Simon Lyn

Looking to Invest? Pay Down Your Mortgage Instead

With all the gloomy news about pension plans in the press you may be worrying whether you should actually be investing in a pension plan or not. A new wave of thinking suggests possibly not. There may

  • June 28, 2017 @ 2:27 PM
  • Posted by Simon Lyn

4 Things You Need To Know When Buying A Vacation Home

Everyone looks forward to a vacation, and many people return to their favorite spot each year. If you really enjoy your annual destination, you might be ready to invest in a vacation home. There are m

  • April 11, 2017 @ 3:29 PM
  • Posted by Simon Lyn

Buying a Home, Step One: Mortgage Pre-Approval

Whether you're looking to buy your first home, or haven't purchased a home in the past several years, you may be surprised to discover that searching your local real estate listings is not the best pl

  • March 15, 2017 @ 12:41 PM
  • Posted by Simon Lyn

Why Remortgage? 4 Excellent Reasons to Consider Refinancing Your Home

Your home is probably the most significant purchase you'll ever make, yet it's surprising how many people simply continue paying their mortgage every month without thinking too much about it. However,

  • February 28, 2017 @ 3:43 PM
  • Posted by Simon Lyn

Price Your Home Realistically If You Want It To Sell

Setting a price for the home you are selling requires serious thought and research. Homebuyers have choices in today's market, and that means you should not list your home at an unreasonably high pric

  • January 25, 2017 @ 12:38 PM
  • Posted by Simon Lyn

Timing Your Home Sale

Timing the sale of your home is easier said than done. There are all sorts of factors to consider, from seasonal advantages to the economic climate of a particular region. And that's in addition to po

  • March 3, 2016 @ 1:59 PM
  • Posted by

Make Money When You Buy

Every intelligent real estate investor understands the basic principle of making money when you buy. It’s extremely important to learn and understand this concept for your business because it ca

  • January 8, 2016 @ 12:12 PM
  • Posted by

Strategies to Dig Yourself Out of the Debt Hole

Debt.  It's something almost everyone will have at some point in their life.  But what happens when your debt begins to get the better of you?  What options are available?  Some si

  • September 30, 2014 @ 7:10 PM
  • Posted by

2 Out of 3 Do Not Shop at Renewal

Every now and then we see a mortgage stat that’s a jaw-dropper. This finding from Manulife Bank is one of them. It suggests there are a lot more people with money to burn than one might expec